Financial services
Financing for projects, purchase orders and progress claims
Present a verified deal on Ataam — an awarded project, a purchase order or an approved progress claim — to financing companies licensed by the Saudi Central Bank (SAMA), receive their offers and choose what suits you.
Coming soon — register your interest
- SAMA-licensed institutions only
- Several offers in one place
- The decision is yours
What can be financed?
The request is linked to an existing deal on the platform, so the financier sees the deal data directly once you consent.
Awarded projects
Financing the execution of a project or subcontract awarded to you.
Purchase orders
Financing materials for an existing purchase order with a supplier or factory.
Approved claims and invoices
Financing against a progress claim approved by the employer or an invoice due.
Equipment
Financing the purchase of equipment and machinery.
How financing will work on Ataam
Create the request
Choose the financing type, amount and tenor, link the project, purchase order or approved claim, and attach what is needed.
Pick institutions and consent
Send the request to all eligible institutions or to ones you choose, after explicitly consenting to share the data.
Compare offers
Offers and the institutions’ questions arrive on one page so you can compare them.
Choose and complete with the institution
You accept the offer that suits you; procedures and the contract are completed directly with the financier.
Ataam is an intermediary, not a lender
Ataam refers your request to financing companies licensed by the Saudi Central Bank (SAMA). The platform does not lend or make credit decisions; approval, terms and cost are set by the financier, and the contract is between you and it.
Partnerships
Financing companies: join as partners
If you are licensed by the Saudi Central Bank, you can receive requests linked to verified deals from contractors and suppliers on Ataam, matched to your products, amount range and regions.
Frequently asked questions
Is financing available now?
Not yet. It is coming soon; you can register your interest now through the contact page and we will let you know when partner institutions join.
Is Ataam a financing company?
No. Ataam is a technical intermediary that presents your request to financing companies licensed by the Saudi Central Bank; the decision and the contract are between you and the financier.
Which deals can be financed?
Projects and subcontracts awarded to you, existing purchase orders, approved progress claims or invoices due, as well as equipment.
Do I have to accept an offer?
No. You receive and compare the offers, and you may accept one of them or none.
How does a financing company join Ataam?
It contacts us through the contact page, and we verify its licence before activating it as a partner.
Related pages
Get started on Ataam
Register your company for free, or talk to our team about any question.