Financial services
Financial services for construction and contracting
Manage the bank guarantees of your deals on Ataam, and get ready to request financing and insurance from licensed partner institutions — straight from the deal, with the final choice always yours.
Guarantees available · Financing & insurance coming soon
- Linked to your real deals on the platform
- Licensed institutions only
- No commitment until you choose an offer
Three services around your deal
Each service starts from an existing deal on Ataam — a tender, a purchase order, a subcontract or an approved progress claim — so the institution sees verified deal data instead of scattered documents.
- Available now
Bank guarantees
The buyer sets the required guarantees, the contractor or supplier uploads the letter, and the platform reminds everyone before expiry.
Learn more - Coming soon
Financing
Present an awarded project, a purchase order or an approved claim to financing companies licensed by SAMA, and compare their offers.
Learn more - Coming soon
Insurance
Request cover for a project, shipment, equipment, vehicles, workers or liability, and receive quotes from licensed insurers.
Learn more
How does Ataam’s role work?
Link the request to the deal
Pick the project, purchase order or claim the request is about; its data is attached automatically.
Consent to sharing
Your data goes to no institution without your explicit consent — only to those you pick or to eligible partners.
Compare offers
Offers arrive in one place, together with the institutions’ questions and your answers.
Choose and contract directly
You pick the offer that suits you; the contract is between you and the licensed institution.
Ataam is a technical intermediary only
Ataam does not lend, does not issue insurance policies or guarantee letters, and carries no risk. These services are provided by licensed banks, financing companies and insurers under their own rules; approval and terms are theirs, and the choice of offer is yours.
Partnerships
For banks, financing companies and insurers
If you are a licensed institution and would like to receive requests from contractors, suppliers and factories on Ataam, contact us to discuss joining as a partner.
Frequently asked questions
Does Ataam itself provide financing, insurance or guarantees?
No. Ataam is an intermediary platform that presents your request to licensed partner institutions. The institution decides and issues the financing, policy or letter, and the contract is between you and it.
What is available now and what is coming?
Managing bank guarantees inside deals is available now in the dashboard. Financing and insurance through partner institutions — and requesting a guarantee directly from partner banks — are coming soon; you can register your interest today.
Who sees my financial data?
Your company and deal data are shared with no institution until you explicitly consent on the request, and only the institutions the request is sent to can see it.
How does a financing company or insurer join Ataam?
The institution contacts us, we verify its licence before activating it as a partner, and it then receives requests that match its products and coverage.
Related pages
Get started on Ataam
Register your company for free, or talk to our team about any question.